> For the complete documentation index, see [llms.txt](https://docs.timetoken.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.timetoken.finance/time-token-+-tabs/smarter.md).

# Smarter

The Smarter tab elevates all other use cases of the platform to a new level. It is responsible for receiving user deposits in the native tokens of the network (ETH, POL, FTM, xDAI, etc.) and returning the deposit with interest, which is earned through automatic allocations in diverse platform contracts and use cases, including the Employer, the purchase and minting of TUP, and also the production of TIME through minions.

In this sense, the investor who does not feel secure interacting with other use cases or in acquiring/producing the platform’s tokens can simply reduce their risk by depositing in Smarter.

<figure><img src="/files/yoRAtmzkEYFtQhDmK9Hn" alt=""><figcaption><p>Smarter Tab: returns interest over investors' deposits.</p></figcaption></figure>

The Smarter contract follows the ERC-4626 standard, functioning as a vault with no time restrictions. This allows the investor to deposit additional funds or withdraw their initial investment at any time.

**OBSERVATIONS**

Please note the Smarter tab is enabled only for some networks.


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